As of October 3, 2026. Full source list at the bottom. Two fine-print details (the activity-trio wording on the $850 page and the bonus payout timing) sit in CIBC’s footnote dialogs, which couldn’t be read on cibc.com today — they’re flagged in the text rather than presented as confirmed. The verdict: CIBC’s live offer pays … Read more
The verdict: $350 in cash for opening a free chequing account and setting up $100+/month of recurring direct deposits (paycheque, pension, government benefits, social assistance, or employment insurance) within 150 days of opening, then keeping it landing for four consecutive months. No monthly fee, no minimum balance, and about four months of runway to get … Read more
As of October 3, 2026. Rates and terms below are from Simplii’s own pages (Simplii’s HISA page and Simplii’s bonus offer page). The verdict: Simplii will pay you 4.60% on new savings for about 5 months — but only if you open the account by October 31. That works out to roughly $193 on a … Read more
As of October 3, 2026. Three details BMO doesn’t publish are flagged in the text. The verdict: At $900, this is one of the largest live chequing-account cash bonuses in Canada — though not the biggest: Scotiabank’s current bundle offer runs up to $1,000. It’s a stack of four separate tasks, and the monthly fee … Read more
The verdict TD has relaunched its big chequing bonus — the page now runs a new round ending November 2, 2026 (the old round’s October 1 deadline is gone from the live page). Get up to $750 in value: a $500 cash bonus for opening an eligible chequing account and completing 2 of 3 qualifying … Read more
Contents The verdict The three pieces, compared The requirement tree: every step and its deadline Five traps that cost people the bonus Who this is for (and who it’s not for) The real math: what “$1,000” actually nets you How it stacks up against every other bank bonus Your move: the checklist The verdict The … Read more
The verdict: On a $24,000/year spending profile, the BMO CashBack World Elite wins year one at ≈$1,039 in net value — but it falls to last place ongoing (≈$420), where the Amex Cobalt’s 5x on food leads at ≈$515 net and the no-fee Rogers Red World Elite pays a flat $480. Who this is for: … Read more
The verdict: The CESG matches 20% of your RESP contributions — $500 a year on $2,500 contributed, up to $7,200 lifetime per child — and grants stop at the end of the year the child turns 17, with catch-up capped at $1,000 a year. Who this is for: Parents (and grandparents) saving for a child’s … Read more
Rates as of September 28, 2026. Cash rates move monthly — this guide is refreshed on that schedule. The verdict: Promo HISA rates (4.50%–4.60%) beat GICs for about five months, then collapse — for money parked a full year, a steady-rate HISA (~2.85%) or a 1-year GIC (~3.30%) wins, and for money with a known … Read more
The verdict Who this is for Your move $175 in cash and cash back on a $0-annual-fee card: 10% back on your first $1,000 of purchases ($100) plus a $75 Great Canadian Rebates rebate (Tangerine’s own terms; GCR listing) Canadians who have never held a Tangerine credit card and can put $1,000 of normal spending … Read more